This is the next stock on my buy list. Its business is a mix of medical insurance and brokerage and investment services. The company is a very low beta of .30. I think this holding is good for people who not like a lot of volatility. As of 1Q 2009, it has grown its eps by 45% from a year earlier. At 7 times earnings, 1 times book value and with with no long term debt, this company has a lot of upside and with less risk.